Checking Accounts If you need a new start or want a reliable and convenient way to manage your finances, Look no farther EWCU is here! All though no minimal balance is needed to open a EWCU Checkings Account, you must have a EWCU savings Acct. Account Features: No Minimum Balance. Unlimited check writing. Convenient access with your MASTERCARD DEBIT Card. 24/7 ATM access. 24/7 accessibility through Online Banking and our Mobile App. Debit card LOST/STOLEN: (800) 472-3272 Go to main navigation