Secured Loans
Your credit union offers a wide range of Secured loans to meet your needs.. Whatever your needs, our lending professionals will help you determine the best loan for you. We are committed to saving time and money, while offering competitive rates and exceptional service. Our Secured loans include:
PERSONAL LOAN: Maximum allowed is $4000.00 with a 10% Pledge as Collateral on your EWCU Savings Acct.
SHARED SECURED: There is no limit, But this is a loan on your own money. There will be a 100% Pledge as Collateral on your EWCU Savings Acct.
Open share account required to apply
Loan Features:
- Pre-Approvals
- Convenient Payments through payroll deduction and automatic transfers
- Wide variety of terms
- Refinancing available
| Loan | Annual Percentage Rate | Terms |
|---|---|---|
| Personal Loan | as low as 8.99% apr = annual percentage rate | 36 Months ($4,00 Max) |
| Shared Secured | 2.50% apr = annual percentage rate | up to 72 Months |
| (Min $35,000.00) | 2.50% apr = annual percentage rate | 73 Months up to 120 Months |
What would my loan payments be?
The loan amount, the interest rate, and the term of the loan can have a dramatic effect on the total amount you will eventually pay on a loan. Use our loan payment calculator to determine the payment and see the impact of these variables on a specified loan amount complete with an amortization schedule.